I have a client who can't make his next house payment (he has a 1st and 2nd). (His 1st mortgage was for 80% loan and his 2nd for 20% loan, both interest only). He owes more than the house will sell for. I wanted to contact the lender to see if they would entertain a short sale offer. The house has been listed for 3 months.  The price range he is in, there is a 36 month supply of homes on our MLS.

Since both the mortgages have been sold at least once (the second has been sold twice I think), who do I contact regarding the short sale. The current 2nd mortgage holder? The current 1st mortgage holder? The original 2nd mortgage holder? The original 1st mortgage holder?

I know a lot of you have experience with this and I hope you can help me understand the next move.

Thanks,

Bob Gainey 

Once you pay for SEO, they have a pay for perfomance policy. If you get less than 10 Top 10 placements in a month on Google/Yahoo!/MSN you don't pay.

This is directly from their proposal: " We must achieve a minimum of TEN top 10 organic placements for your site each month or that month is free!"

 Has anyone tried them?

Thanks.