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Thinking about thinking...

Thinking about thinking.

By: John Bourassa
Sunday, May 20, 2007 12:02 AM

This has nothing to do with real estate but, what the heck, the following is, nonetheless, an interesting observation about luck, or not.

 

Winning the lottery – a godsend answer to our material hardships. 

 

Winning the lottery is probably the #1 wish of our times (used to be inheriting Uncle Jack’s fortune).

 

Personally I think it’s fixed because it’s always somebody else who wins it.

 

Tonight, at the the supermarket, I bought grocery and went to the Lotto ticket counter to get my Lotto tickets.  The Jackpot is $3M.  There was someone ahead of me.  Waiting my turn, I stare at the winning board above the counter and I thought “it’s ONLY $3M”. So I decide to not buy a ticket and I drive home.

 

I arrive home; I unpack my grocery and begin to be preoccupied by my senseless decision of not buying those Lotto tickets. “Hey, I’ll take the $3M” I thought.  Then I begin to wander about that "ONLY $3M".   “I am right” I thought. “$3M, the state and IRS will take out about 50% right off the top and I’ll net about $1.6M.”   

 

Let’s think about this carefully and see if you agree with me. “If I ever win, I’ll pay off all my debts, I’ll buy the house I really want, I’ll help my family, I’ll buy a Corvette and a boat, and etc.”  In Fla, the Jackpot is drawn twice a week.  After a Jackpot is won, the next bonanza always starts at $3M ever since the Florida Lotto began in 1988.  In 1988, however, if you won $3M you could actually do all of the above and have money left over for a little cushion investment.  If you win $3M today and you are a young person, you have to save that money and invest it wisely only to help you breathe on the living expenses you already have or will encounter.

 

We all know how hard it is to get all those six numbers together on the same line.  The odds of winning are 1 to 22.5M.  Two weeks ago, one person won a $26M Jackpot.  WOW! After the taxes, the winner keeps about $14M.  With that wallet, the winner will be able to realize most of his/her ambitious dreams. (By-the-way, in Canada, a winner keeps the whole amount.  The Canadian Government does not take any taxes off winnings, no matter how big the winning is.  Now, that is civilized!)

 

Here is a concussing twisted thought: Misfortune within good fortune: How would you feel if you were to be the winner of the next pot of $3M, three days after the $26M?  Here you are, having waiting all your life for those six numbers to line up in the same box for only a measly $3M ($1.6 after taxes). Talk about bad timing – you are three days late!

 

I wouldn’t spit on having $1.6 now but I concluded that after a jackpot of $26M, a $3M jackpot is like winning the consolation prize of some cheesy game show on TV.   

 

From now on, I will buy tickets only on jackpots of $9M or more. If those six numbers come my way, it will be on a commendable pot o’gold.

 

John

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Comments

Martha Kelley
Member Since '05

Martha Kelley said:

Just remember, you can't win if you don't play! ;-)

May 19, 2007 11:23 PM
Gary Szolosi
Member Since '03

Gary Szolosi said:

John - Welcome back off the naughty list!

I am happy to see that your brief run in with the cyber police has not started you down the path of gambler’s anonymous. If you do fall into that rut, I have the script I can email you, Hi, My name is….

I have my own theory on the Lotto. I only buy one ticket at a time regardless of the value of the pot. The odds are umpteen million to one that I have the winning ticket and since I can’t wait for them to print out umpteen million. I only buy the one that it takes to win. I also might have a little problem when it came time to pay for those umpteen million.

Now I also don’t concern myself with those less than adequate prizes offered for poor performance. Selecting less than 6 out of 6 is failure. I haven’t won yet so I think my theory needs a little work.  I also don’t recommend anyone under the care of a doctor attempt this since it is designed for professionals only and used at your own risk.

This system is not endorsed, encouraged nor even cared about by the Florida lottery commission.

May 20, 2007 3:19 AM
Howard Arnoff
Member Since '03

Howard Arnoff said:

I play the same 6 numbers twice a week, every week regardless of the prize amount. It's more fear of loss than greed for gain. I would hate to see my 6 numbers pulled when I didn't want to bother for a "palty" $3 million.

May 20, 2007 5:27 AM
Gloria Losie
Member Since '06

Gloria Losie said:

I'm glad you are back writing again as well.  What a loss if you let the P2 police silence you.  

The lotto....tithe of the earnings, pay off the house, buy a lake house, and of course take that month long trip to Europe.  Then back to RE because I like what I do.

May 20, 2007 5:34 AM
Tim and Susan Fennell
Member Since '06

Tim and Susan Fennell said:

The lottery?  ...played it once years ago; bought 5 $1 tickets and won $5.50....

Quit while I was ahead. LOL

Although our broker does give tickets for various 'top producer' categories each month and we are fortunate enough to get quite a few of those.... but none have ever produced more than an free extra ticket or small change.  But, maybe one will some day!  In which case I will be blogging from the shores of some tropical island!!!!!

May 20, 2007 7:10 AM
Joe Schutt
Member Since '06

Joe Schutt said:

...and probably selling real estate on that tropical island to all of us as vacation homes! Not a bad way to live...

May 20, 2007 8:21 AM
Belinda Walker
Member Since '06

Belinda Walker said:

My name is Belinda (Hi Belinda) I'm a LOTTO snob!  I moved to WA from TX 11 years ago.  I was so excited when TX got the lottery.  There are soooo many people in TX that the jackpots would be at $10M the first week.  I bought tickets each and every week (I mean it was for the Education Funds, right?)

When I moved to WA, I discovered that the lottery rarely gets higher than $3M.  I certainly turned my nose up at that.  I've tried to buy tickets here, but it reminds me of the first time I went to Vegas - they had to peel the $20 (that my boss gave me) out of my hand at the black jack table.  Just feels like throwing my money away. :(

May 20, 2007 8:38 AM
Cathy  Clark
Member Since '06

Cathy Clark said:

John, glad you're back from the "naughty corner".

I don't buy unless its over $30MM. It's gotta that high to be worth the $1 investment, right?

May 20, 2007 12:08 PM

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My comments herein are not authotitative; they are humble expressions of my wanderous mind or they are recollections of my past or present real estate experiences, whether they are good or bad. Hopefully, someone may profit from them.