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Larry Bertok

Lawyer and FHA

By: Larry Bertok
Sunday, October 14, 2007 5:51 AM

 
Only in Louisiana - you have to love this lawyer--It's too good not to share!
Everyone who has ever bought a house will enjoy this.
 
A New Orleans lawyer sought an FHA loan for a client who lost his house in
Hurricane Katrina and wanted to rebuild. He was told the loan would be
granted if he could prove satisfactory title to the parcel of property being
offered as collateral. The title to the property dated back to 1803, which
took the Lawyer three months to track down. After sending the information
to the FHA, he received the following reply:

Actual letter:

"Upon review of your letter adjoining your client's loan application, we note
that the request is supported by an Abstract of Title. While we compliment
the able manner in which you have prepared and presented the application,
we must point out that you have only cleared title to the proposed collateral
property back to 1803. Before final approval can be accorded, it will be
necessary to clear the title back to its origin."
 
Annoyed, the lawyer responded as follows (actual letter):
 
"Your letter regarding title in Case No. 189156 has been received. I note
that you wish to have title extended further than the 194 years covered by
the present application. I was unaware that any educated person in this
country, particularly those working in the property area, would not know
that Louisiana was purchased, by the U.S.,from France in 1803, the year of
origin identified in our application.

For the edification of uninformed FHA bureaucrats, the title to the land prior
to U.S.ownership was obtained from France, which had acquired it by Right
of Conquest from Spain. The land came into the possession of Spain by
Right of Discovery made in the year 1492 by a sea captain named
Christopher Columbus, who had been granted the privilege of seeking a
new route to India by the Spanish monarch Isabella. The good queen,
Isabella, being a pious woman and almost as careful about titles as the
FHA, took the precaution of securing a blessing of the Pope before she
sold her jewels to finance Columbus' expedition.
 
Now the Pope, as I'm sure you may know, is the emissary of Jesus Christ
the Son of God, and God, it is commonly accepted, created the world.
Therefore, I believe it is safe to presume that God also made that part
of the world called Louisiana. God, therefore, would be the owner of
origin and His origins date back to before the beginning of time, the world as
we know it, AND the FHA. I hope you find God's original claim to be
satisfactory.

Now, may we have our loan?"
 
He got the loan.
Source of this is unknown. I found this and had a good laugh.
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Comments

Candice A Donofrio
Member Since '07

Candice A Donofrio said:

Larry, I posted that one before, it's a hoot!

But I'm glad you just did, reminds me to actually pick up your show BEFORE IT'S OVER for once . . . :)

October 14, 2007 9:15 AM
AL Azcano
Member Since '07

AL Azcano said:

That was good, I laughed my *** off.

October 14, 2007 12:03 PM
Mipeco Realty, Inc -  Michaela Krestenic, Broker-Owner
Member Since '03

Mipeco Realty, Inc - Michaela Krestenic, Broker-Owner said:

Thanks Larry! I needed a good laugh!!! LOL

October 14, 2007 2:26 PM
Larry Bertok
Member Since '06

Larry Bertok said:

I am glad to make your day and cause a good lough... I think sometimes we all need a break and find some humor. LOL

October 14, 2007 5:55 PM
Mary Welch
Member Since '04

Mary Welch said:

Thanks Larry, yes we do need to find humor. I try to surround myself in humor, it is a great thing. Laughter is a good medicine and I try to overdose every day. LOL Ok, most of it is sarcasm, but it still counts, right?

October 17, 2007 9:18 AM
Mary Welch
Member Since '04

Mary Welch said:

Oh, and Larry I am wondering if you are British, you said "lough". That sounds Brittish. I know, I know, we love to pick on each other for bad spelling. I get it too. Sorry, lol.

October 17, 2007 9:21 AM
Larry Bertok
Member Since '06

Larry Bertok said:

FOUL...  LOL. Thanks Mary. it's all about service and fun...

October 17, 2007 7:46 PM

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Larry Bertok
RE/MAX Alliance Premier

Larry Bertok
Member Since '06

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