I am curious as to what experiences people from different parts of the country are having now that sub prime lenders are drying up left and right.

Here in Georgia the #4 State in mortgage fraud (formerly #1), I am seeing rates at around 9.25% for a first and 12-13% on a second for those with low incomes and/or credit challenges.  That almost can remind one of mortgage rates back in the 80's (ok not quite that bad).

How is this impacting you and your home buyers?  Inquiring minds wanna know!

Hi all,

I am so pleased that Point 2 has provided us with this forum to exchange ideas, ask questions, offer suggestions and communicate with our Point 2 family.

I look forward to being an active participant!

 Thanks Point  2!