My fellow agents, I just wanted to take a second and point out something in the latest REALTOR magazine about the initiative to help out home owners who are having trouble with their mortgages, especially those affected by ARMs.

 President Bush's HOPE NOW initiative has a hotline number for your clients (past clients?) to call to see if they can get assistance (assistance is usually in the form of a freeze on the interest rate adjustment!). The number is

888-995-4673, the last four digits spell HOPE.

You can visit your REALTOR magazine: REALTOR.org/realtormag  or you can go directly to the Hope Now website: www.hopenow.com